Does anyone know of a hobby shop or online dealer that lists a cryptic or non-hobby or -train related name on a credit card statement?
Thanks
let the hobby shop name show - she may think it’s for something else!![}:)]
I may be wrong, but I took the question to mean that he has the bill, and the charge does not ring a bell. He is wondering if an online retailer in MRR uses an unusual or cryptic name on their bill.
Some companies use a clearing house to process their credit card sales. This clearing house shows up on the bill. Either that, or he wants to keep hobby shop purchases hidden from the missus. Don’t ask me how I know that one… [angel]
Did you buy something at a show, or from a street vendor (not necessarily an MR item?) Many of these people have non-descript corporate ID’s, sometimes carried over from previous unrelated businesses.
I found an item on a bill from some company I’d never heard of several states away, and I hadn’t ordered anything or been to that state for some time. I contacted the credit card company, and they were able to provide a copy of the original receipt. (They also put a hold on the charge.) Once I got the receipt, I recognized the purchase of some art work from a street vendor in Boston (our fair city) a short time before. I contacted the credit card company and told them the charge was legitimate.
I’ve noticed that on items I’ve purchased at shows but never for items bought at a Hobby Shop.
No i havent but that is a good excuse to keep in mind when the charge from House of Love shows up in the mail…honey, that was for a Train Car honest![#oops]
LOLOL, now that was funny. [:P][(-D][bow][;)]
Many of the vendors at shows run the creit card purchases through a friend’s business. I have heard of more than one person’s buying several boxcars at a show with a credit card and he suddenly finds out that he was a patron of Smokey Joe’s Cafe or Royalshaft Garage.
I just hope that one of these vendors does NOT factor his sales through Uncle Ray-Ray’s House of Delight or Slick Jimmy’s Gentlemen’s club; there will be some ‘splainin’ to do, then. The GF does not make a habit of looking at my credit card statements, but there is always the off chance that she will see my reading one, and just when that show vendor decided to factor my purchase of all those MP eight-wheelers through Uncle Ray-Ray’s House of Delight.
Factoring is actually a violation of most credit card agreements and the merchant who does it risks having his contract cancelled. It frequently results chargebacks, as well either the merchant’s or the vendor’s being stuck. If the card user complains, the merchant can not contest the chargeback or he risks exposing his factoring.
In the case of one major credit card (which shall remain unnamed, lest I expose our Hosts to legal action), if the card holder says ‘NO’, it is NO, even if the merchant has signed receipts, photographs and witnesses. Of course, if the cardholder says ‘NO’ too many times, this particular card will begin to believe the merchants.
I’ve had a couple of credit card purchases show up on my statement with very cryptic identities of random characters and numbers. These left me scratching my head and wondering who they were from and whether they were legitimate until I could recall what I had purchased around the time of the charges.
The purpose of the ? was to hide it from the CFO. Any “discrete” companies out there (like when you mail order porn, it just says something like “J and S enterprises”–not that I would know anything about that).