Mea Culpa.
I did not mean to denigrate. My intent was merely to provide an easy to understand example.
In Navy Electronics Technician School I was taught to make a mechanical connection and then cover it with solder. The solder is not strong enough to be the mechanical connection.
A slip on joiner covered with solder is both strong and a good electrical connection. Any movement of the joint will eventually allow air into the joint which will allow corrosion.
If you would run your trains over the butt connected track without the solder, then the joint might be strong enough soldered. But if you are depending on the solder for anything other than electrical conductivity, you are making a mistake.
The dull looking “cold solder joint” only occurs if the joint moves while the solder is hot. Even a good job can go bad over time if it can move.