Even if she was a few inches farther off the track, it would have passed her so close as to scare the preverbial [censored] out of her and theres a very good chance even after that that the 1+1=2 arithmetic wouldnt register and she’d sue the RR for being at fault.
I see no accident, I see negligent judgement, but NO accident. Accident implies something that was unavoidable, this wasn’t. She should have known better that to be in a situation in the first place where she couldnt tell if something was coming up behind her, she shouldnt have been there at all. Why would she knowingly place herself in harms way? People dont play baseball on the highway and expect traffic to stop for them do they?