since most homeowner’s insurance fall short when insuring collections like we have, i am considering getting a special policy to cover my model railroad stuff.
so far i have only talked directly with a company in Maryland named Collectibles Insurance Services. their rates seem reasonable, especially when compared to my regular insurance company. also their protection sounds like it is more comprehensive.
have any of you had experience with this company or any other specialty insurer that you would recommend? i would particularly like to know your experiences with their claim service if any
grizlump