I learned the hard way! I live in Bakersfield CA and built all my elevated track with ¼" OSB and used 10" to 12" spacing for supports. My layout is in the garage and wasn’t insulated, the garage would go from mid 30s winter to 108° in the summer. The wide temperature swing dinged the OSB and my Atlas Flex track after about 5 years. The OSB warped badly even though I used ¾" x 4" pine glued and screwed for suports. I had the grage insulated in the early 2000s and now the temperature only varies a few degrees, upper 60s winter to mid 80s summer. Before I had the garage insulated I replaced the OSB with ¼" plywood and that ended my problems until last summer. I was having a problem with derailing in a tunnel and found a section of OSB I missed that had continued to warp more than 10 years after the garage was insulated. It was near a grade transition and supported with a solid piece of tapered pine and it still warped. OSB definitely wouldn’t be my choise at triple the savings.
Mel